Health Care Insurance Quote – Getting The Best Without Hurting Yourself

Each state has an arm that is responsible for insurance there and are always there for anyone shopping for insurance in the state. You will discover a lot about coverage types, valuable advice, insurers licensed to provide such policies in the state and other useful information. The more you know what you should do in health insurance, the better the price/value you will get.

Ask those around you about their insurance companies. What was the value they got from the insurer they switched from and what quality of service do they get from their current agent or insurance company? You can ask to be referred to their agent if you’re pleased with their testimonials.

Even though it is wise to quickly settle for an agent that is highly recommended by your trusted acquaintance, it also pays to have a chat with more than one great agent. This will increase your likelihood of getting an agent who will give the best value and quotes. Get linked to several agents. Obtain and evaluate quotes from as many recommended agents as you can. Have some talks with each of them and find out who has the best for you. This might take you quite some time.

You will make your shopping a lot more fruitful by taking advantage of consumer guides. They are a great for getting an idea of offers. You’ll also get great tips that guarantee the best in health insurance. Although they tell you companies who have the best rates, their figures are usually estimates or for a given profile. To shop right get quotes from a minimum of three agents. Doing this will guarantee that you get the best price/value as you’d be given quotes for your exact profile.

Get your health insurance coverage from an insurer that has a good track record. You don’t want to get hooked with a company that will expose you.

Different insurance companies have different approaches to business. These determine their policies. Don’t use any company has a poor rating. Therefore, take your time to check with your states department of insurance, Better Business Bureau, A.M Best Company, Phelps, Inc., Standard & Poor’s Insurance Rating Services, Moody’s Investor Services, Inc. and more to be sure you’ve made the right choice.

You can get cheaper quotes on health insurance now by visiting not less than three quotes sites. Each site will take you about 5 minutes or less to request quotes. You’ll have to select lowest health insurance quote for you from the list of quotes returned. That’s all there is to it. However, you could realize savings hundreds of dollars (Some people give details that are not quite true about themselves. That is NOT smart since the quotes you’ll get this way won’t do you any good).

Alternative Healing – The Answer to the Health Care Crisis?

Are you well? Have you made a commitment to your self, to your health and wellbeing? Do you know how to begin to turn your health around, or to enhance the gift of health you already have?

Why not?

Have you settled for less than optimal health? Do you live with discomfort that traditional western medicine can’t heal? Are you resigned to declining as the years advance?


Maybe it’s because you don’t know that there is an option. Or maybe you think that only a lucky few get to experience vibrant wellness. Maybe you worry all that alternative stuff is for crackpots and tree huggers. Or maybe you’re just a little afraid to take the first step to investigate your options.

All of this is understandable. The contemporary western medical system has a stranglehold on information. Western medicine is based on a few basic assumptions that narrow its potential. And the money that’s involved misplaces the focus of health care off of the wellbeing of the patient (where it should be) and onto the competition for dollars – from research funding to drug company profits to health insurance company bottom lines.

Our health care system is more than broken. It is mistaken at its core assumptions. Let’s take, for example, the assumption that all illness is wrong or bad. In fact, dis-ease in our bodies usually pushes us to examine our priorities, forces us to rest, and/or allows us to receive care from others. Just about everyone would agree that these three activities can vastly improve our quality of life – and that people rarely do them without the impetus of an illness.

We need to question other assumptions too. Is it true that our bodies are merely predictable chemical machines? Or is there something to the ancient teachings about life force energy that animates our bodies? Is it best to continually alleviate symptoms? Or might it be worthwhile to look for underlying causes of conditions? Is it most effective for medical personnel to prescribe and order jargoned treatments? Or might a more effective healing occur when a patient steps into responsibility for his or her own care?

These questions are not even being discussed in the current “health care debate.” Luckily, we don’t have to wait for our government to decide how to bandage a broken health care system. We can take our own wellness into our own hands right now!

The National Center for Complementary and Alternative Medicine (NCCAM) reports that at least 38% of Americans have sought out an alternative or complementary healing treatment. You probably know several people who have had successful and satisfactory interactions with homeopathic, hypnotherapeutic or vibrational medical practitioners and treatments.

The range of alternative and complementary medical techniques is huge and can include massage, homeopathy, acupuncture, vitamin/mineral supplementation, herbal remedies, Energy Medicine, Reiki, JoRei, QiGong, hypnosis, guided imagery, aromatherapy, Ayurvedic medicine, magnet therapy, spinal manipulation, meditation, sound healing, Naturopathy, traditional Chinese medicine, prayer and spiritual healing, Tai Chi, Yoga and more.

If you don’t know what some of these modalities are, you are not alone. Some are modern; others have been around for centuries. They represent a vast reservoir of knowledge and experience that is almost completely untapped – and frequently ridiculed – within the western medical paradigm.

Alternative medicine is defined as treatments that replace traditional medical treatments. An example might be getting a massage to alleviate a headache rather than popping a few ibuprofen. Complementary treatments are those that people use in addition to traditional medical treatments, for example, using herbs to counteract the nausea that frequently accompanies chemotherapy.

The NCCAM website also includes tips for talking to your doctor about alternative and complementary medicine. In my experience, doctors are usually interested in information about alternatives and welcome the discussion. In fact, many physicians use alternative or complementary remedies themselves!

Most people have no idea how vibrantly healthy they can be. We have gotten used to feeling OK most of the time, tolerating a cornucopia of little aches and pains, accepting the “fact” of declining with age, and being content if we stay out of the hospital. We see some people living long healthy lives; the doctors tell us it must be their genes. We know others who never get sick; the medical establishment tells us they must have strong immune systems, but can’t tell us how we can achieve that too. We’ve all heard of or know someone who made a remarkable recovery from a serious condition; we are told that this is a “medical miracle” or “spontaneous remission.” Maybe they’re wrong.

Maybe we can all aspire to long, healthy lives. Maybe we can each jump out of bed every morning, excited and energized. Maybe we can find ways to treat the health issues that come our way in a manner that increases our vitality and enhances our experience of life. Maybe we can take more responsibility for researching and choosing treatments that will work for us. Maybe one or more of these alternative and complementary modalities hold the answers we are looking for. Maybe these are the topics we ought to be debating, studying, investigating and funding.

Of course we have to be careful, savvy consumers and look a little deeper than the hard sell infomercials on TV. But the more interest we show, the more discussions we have with our medical professionals about alternatives, the more minds will open and the more attention – and dollars – will flow towards the study of modalities that have the potential to help us achieve unheard of levels of wellness and vitality. I’m ready for that. Are you?

EHealth – ELearning For Health Care

Health care is an important industry in society for it promotes wellness and prevents sickness and death. There are some countries that are blessed with high-tech facilities that provide the best medical care services possible. Unfortunately, a lot of people do not have access to quality health services. In fact, majority of the human population does not receive appropriate medical attention and education, even those in first world countries.

A big concern for medical professionals is to provide people with seamless delivery, as well as necessary information regarding the prevention of contracting communicable diseases and promotion of the awareness for the socially stigmatized sicknesses, such as HIV/AIDS.

The industry recently discovered the many benefits E learning contributes to the enhancement of health care delivery and education. A good example would be the Health and Aids program’s implementation of an E learning strategy that expands the access to knowledge and capacity building efforts through the conversion of parts of its training program into online courses.

This gave the program the potential to widen the reach of their vital content to include audiences that otherwise would not have learned about them. Learning through web based courses implies that participants no longer have to spend the time and effort to travel just to receive an education. In fact, with this innovation, people will spend less time away from their work or homes and can take the course while they’re actually on the job or resting. The main benefit is that they can apply their new knowledge immediately, making the experience genuinely an “action learning”

The philosophy of electronic learning which the program adopted involves a collaborative setting for participants. The learners can comment on each other’s work and collaborate to come up with products during the course. This encourages and fosters peer-to-peer interaction and exchange of expertise, knowledge and skill which are all very powerful and significant in health care. Majority of the courses are facilitated, which means that there is a pinpoint person that facilitates and guides the exchange.

This philosophy is based on the modern adult learning pedagogic theory which explains that adults learn and retain more knowledge for longer periods of time if they are in charge of their own learning instead of being a passive student.

Aside from this program’s endeavor, there are a lot of other trends developing nowadays for elearning for health or eHealth. There are a variety of devices that are being developed to be used as tools for of patient care, records management, medical billing, and education. However, despite the increasing number and use of high-end solutions, a lot of experts agree that when it comes to eHealth, the best course of action is to “keep it simple”.

It is inevitable that health care and elearning would collaborate for the benefit of society, considering that both of them are highly dependent on the advancements or improvements in technology. In due time, eHealth will become a standard, and people from all over the world can enjoy the advantages of accessible, convenient and efficient health care.